South River Queen Ann Victorian Home for Sale
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| Middlesex MLS 25 FIRST ST So River, NJ MLS Number: 207399 Listing Price: $798,888 View DetailsCall Daniel Bozza 732-462-2222 x 302RE/MAX Homeland Realtors |
by Monmouth County-Monroe Twp News and Real Estate Information @ January 18, 2012
Hazlet New Jersey Real Estate for Sale
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8 Olive Place in Hazlet New Jersey priced at $231,300. Call Dan Bozza of RE/MAX Homeland Realtors in Freehold New Jersey for all details. 732-251-7757 or 908-693-5390 or visit Http://www.callmehome.com
Scan this QR code for additional information!
by Monmouth County-Monroe Twp News and Real Estate Information @ December 29, 2011
RE/MAX Homeland REALTORS
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Dan Bozza moved to RE/MAX Homeland REALTORS in Freehold! He will continue to provide excellent service to his buyers and sellers in the Monmouth, Middlesex and Ocean County areas. I will post pics of the new office as soon as I take them
. I will be coming out of referral this coming January and will be joining Dan at RE/MAX Homeland.
You can still reach Dan on 908-693-5390 and 732-251-0679, and his new office # 732-462-2222 ext 320. or on his website http://www.callmehome.com
by Monmouth County-Monroe Twp News and Real Estate Information @ December 29, 2011
Hazlet Home For Sale
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Current Mood:
Esctatic
by Monmouth County-Monroe Twp News and Real Estate Information @ December 5, 2011
Servicemembers’ Civil Relief Act: Financial Protection for Active Duty
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Servicemembers’ Civil Relief Act: Financial Protection for Active Duty
The Servicemembers Civil Relief Act (SCRA) philosophy—persons called to duty should not have to worry about economic and legal burdens while on active duty. The bill defers servicemembers’ obligations to debt, tax and housing costs while on duty and for 90 days thereafter. Active duty personnel enlisted in the branches of the U.S. military as well as personnel in National Guard and Reserve units receive SCRA protections.
History
SCRA is an extension of the benefits provided under the Soldiers’ and Sailors’ Civil Relief Act of 1940 (SSCRA). Some service members still do not know the program exists and therefore suffer great financial loss while serving.
“Despite the act’s official title dating it to 1940, its origins can be traced as far back as the Civil War when Congress passed a total moratorium on civil actions brought against Union soldiers and sailors. In basic terms, this meant that any legal action involving a civil matter was put on hold until after the soldier or sailor returned from the war. Examples of civil matters included breach of contract, bankruptcy, foreclosure, or divorce proceedings,” the Department of Defense reported.
Civil War soldiers could not afford to pay their pre-service debts because military compensation was quite low. Congress thus deferred their obligation to mortgage, credit, and other payments.
Service members’ financial rights issues were constantly brought before Congress after the Civil War. Finally, in 1940 a detailed version of the SSCRA appeared on the scene, making it one of the most significant protections for military members.
SCRA and Its Benefits
In 2003, President Bush signed the current SCRA into law. Here were some of changes:
- Definition of Military Service under SCRA now includes National Guard member serving at the state level for more than 30 days straight.
- Family members receive protection. Dependents now mean anyone who the military member provided more than half of financial support to during a 180-day period before filing for relief under SCRA.
- Interest rates on loans cap at six percent.Furthermore, the SCRA clarifies that interest in excess of six percent per year is forgiven. During military service, an active duty servicemembers’ monthly payments on credit card debts and mortgage will be recalculated and reduced to follow the six percent interest rate under SCRA. Military members must provide a written notice to creditors for this cap to be implemented.
- Eviction or foreclosure not valid during military service. A military member and his or her family keep their homes under SCRA. With the old law, a landlord could not evict a service member without a court order when rent was $1,200 per month or less. That cap has been adjusted due to inflation will continually be adjusted according to the housing market. The rental amount for eviction of non-payment under SCRA is now $2,930.00 or more.
- Tenant can break a lease with 30-day written notice to landlord. In addition, the landlord cannot attempt to terminate lease before the military member leaves for service without a court order.
The new bill covers much more including automobile leases and loans, life insurance increases, taxes, legal representation, health insurance, and business protection for military entrepreneurs.
Being called to duty is already an intense and unique moment for our New Jersey service members. The SCRA takes a significant chunk of stress away from that life-changing time period. Members can return with most of their credit scores intact, business, bank accounts, and most important, their family and home intact.
Matt Polsky is a blogger associated with VA Mortgage Center.com, the nation’s leading provider of VA home loans.
by Monmouth County-Monroe Twp News and Real Estate Information @ August 24, 2011
RE/MAX Agent Websites
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Before you have anyone work on your RE/MAX website regarding SEO ( Search Engine Optimization) = showing up in search engines, preferrably in top 10 organic results:
READ: Google Webmaster Central / SEO
READ: Google Search Engine Optimization Starter Guide
Find out: Exactly what are they are going to do on your site.
Ask them to provide other websites they have worked on with ( Keywords and Keyword Phrases) and the websites current placement on Google/Yahoo and other major search engines.
Note: Keyword Phrases= Phrases potential real estate buyers and sellers would type in a search. Example: anytown real estate for sale
Do not rely too much on your name getting you to the top of the results to obtain more leads, most potential buyers and sellers do not know your name yet, they will use genetic search terms.
TIP: Regardless of what you have been told, adding a | in between words in the title does not give you “extra points” with google. Contact me at doloresbozza@gmail.com to find out why we use them.
TIP: Noone likes broken links, especially search engines. If you had someone work on your site and you have broken links, contact that person right away to correct it.
TIP: There is a difference between HTML and PHP.
For anyone who now has my old spreadsheet …Please contact me for the new one…way more directories! If you do have the old spreadsheet and received it from anyone else but me…please change the profiles. It is not going to help you if you use the same wording I already used.
Always contact your Tech Support for advice.
If you are in New Jersey contact:
Contact RE/MAX of New Jersey Technology
(888) 54-REMAX help@remax-nj.net
by Monmouth County-Monroe Twp News and Real Estate Information @ May 16, 2011
Atlantic County Real Estate? Call….Art Barrera/ Egg Harbor Township Realtor
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“I committed to offer the highest standards of professional services to my customers”.
Art Barrera
Lic. Real Estate Salesperson
www.artshomefinder.com
RE/MAX Platinum Properties Margate 7815 Atlantic Ave Margate, NJ 08402
Phone: 609-287-0923
Office: 609-957-6058
by Monmouth County-Monroe Twp News and Real Estate Information @ April 3, 2011
Daniel Bozza’s Listings
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by Monmouth County-Monroe Twp News and Real Estate Information @ March 10, 2011
VA Mortgages / Monmouth County
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Current Mood:
Happy
Amid the housing collapse and credit crunch, one federal program continues to abet military homebuyers in financing a home. The VA Home Loan Guaranty program alleviates qualifying and financial pressures for veterans and active-duty service members.
The program eliminates stringent financial and credit requirements. As a result, about 80 percent of those who qualified for a VA loan did not qualify for a conventional one. This stems primarily from VA-certified lenders looking for credit scores of 620 or higher and debt-to-income ratios of 41 percent or lower. On top of that, military homebuyers can still qualify for a VA loan despite a previous bankruptcy or foreclosure.
Even though not every veteran and service member is eligible for a New Jersey VA loan, the service requirements encompass a majority of those who served. The most immediate and clear-cut disqualifying factor is a dishonorable discharge. Otherwise, homebuyers who may be eligible often fall into one of three groups:
-Military personnel who served on active duty for 90 or 181 days during wartime or peacetime, respectively.
-Reservists and National Guard members who served for at least six years.
-Spouses who have not remarried and whose spouse died while serving or due to a service-related injury.
There’s no shortage of financial benefits to a New Jersey VA loan. The most noticeable feature is the miniscule down payment. Most of the time VA loan borrowers pay nothing down, and completely finance their home. In Middlesex and Monmouth counties the VA loan limit is $735,000. That maximum gives homebuyers the option of using a VA loan to finance the full value of homes worth that much. Finding a property in those counties and Monroe Township in particular puts you within an afternoon’s drive of New York City and Philadelphia.
As though the tiny down payments weren’t enough, others aspects of the VA loan program save borrowers’ money in the long run, such as no private mortgage insurance and negotiable interest rates. There are also refinancing options unique to the program that allow homeowners to lower their interest rates. To learn about additional benefits to New Jersey VA loans, contact a VA-certified lender today.
Getting a New Jersey VA loan starts with the Certificate of Eligibility (COE). Complete this short form through the VA or through an approved lender to confirm you meet the eligibility standards for the program.
Matt Polsky is a mortgage commentator for VA Mortgage Center. For more information on the VA home loan process visit VA Mortgage Center.com
by Monmouth County-Monroe Twp News and Real Estate Information @ February 28, 2011
Congrats to Daniel Bozza on your RE/MAX Hall Of Fame Award!
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by Monmouth County-Monroe Twp News and Real Estate Information @ February 4, 2011
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